How to Avoid Business Bankruptcy
Running your own business can be exciting and freeing, but also requires perseverance, and sometimes the economy just doesn’t cooperate, regardless of how hard you work. If you’ve seen a downturn in...
View ArticleProperty Forms: Schedules A and B
You may think filing bankruptcy on your own will be an easy, affordable choice, and while it’s possible and legal, it may not be the wisest move. There are many important decisions you’ll need to make...
View ArticleCleaning Up Your Credit Report
Once your bankruptcy is resolved and many of your unsecured debts have been discharged, take a moment to celebrate that this challenge is now over. You will, of course, still have living expenses and...
View ArticleSchedule E/F – Unsecured Creditors
In addition to advising you about the financial consequences of bankruptcy-related decisions and helping you to make a plan for rebuilding your credit, I’ll also handle the more mundane aspects of your...
View ArticleSchedule D – Secured Creditors
When we work together, I want you to be 100% confident that you’re well informed throughout the bankruptcy process, so if you ever have questions along the way, I’m glad to answer them. We’ll make some...
View ArticleSchedules I and J – Your Income and Expenses
In order to successfully file your bankruptcy and have your case resolved, the court will need to know the details of your situation and have supporting documentation. We’ll use a variety of forms to...
View ArticleSchedule G – Contracts and Leases
As with any legal proceeding, there are many forms and documents involved when you file bankruptcy. Everything that you submit to the court helps them to assess your overall situation so that your case...
View ArticleLegal Terms: Contingent, Unliquidated, and Disputed
People usually fall into one of two categories: detail oriented or big picture thinkers. When filing bankruptcy, it’s important to keep your eye on the big picture and your long-term goal of being debt...
View ArticleChapter 13 Statement of Your Current Monthly Income and Calculation of...
The court trustee’s role is to evaluate your case, including your assets, debts, and income. They’ll need to decide how your property and creditors are handled, so it’s imperative that they have an...
View ArticleBankruptcy Forms Related to Eviction
Many people struggle to pay all of their bills on time each month; sometimes they even need to let some bills slide and worry about late fees the following month. For most people, paying rent is a top...
View ArticleWhat if Need to Make Changes to my Case?
It’s important to think carefully and do plenty of research before filing bankruptcy, especially when it comes to determining which chapter will benefit you most. Each document and piece of paperwork...
View ArticleOops, I Forgot to Include a Creditor!
When you are up to your eyes in debt and not able to keep up, sometimes it’s hard to even remember who all your debtors are, especially if you have been turned over to collections and the debt now...
View ArticleValuing Your Property
Bankruptcy isn’t just about your debt; the court needs to have a big picture idea of your entire scenario, which includes your income, assets, and property, in addition to the debt you’re trying to...
View ArticleCredit Counseling Forms
Bankruptcy has many more steps than just submitting some paperwork and paying a filing fee, but I’ll make sure you don’t miss any of the important aspects or tasks of your case. Anyone who wants to...
View ArticleSummary of Your Assets and Liabilities and Certain Statistical Information
All of the paperwork that you complete in order to file bankruptcy becomes a comprehensive packet that will be submitted to the court trustee for review. I’ll save you time and work by only including...
View ArticleShould my Company File Chapter 7 or 11?
News reports are constantly full of stories of large corporations filing bankruptcy, but a business of any size may be facing the challenge of how to handle their struggling finances. Generally, a...
View ArticlePost-Bankruptcy Credit Card Scams
A huge percentage of bankruptcy filings are due to credit card debt. This doesn’t mean the people spent frivolously; many people rely on credit cards to take care of unexpected expenses or as a safety...
View ArticlePost-Bankruptcy Discrimination
Bankruptcy can be full of unknowns and uncertainty, and it can be easy to become fearful about the future. You may worry about getting credit for large purchases and wonder if you’ll be discriminated...
View ArticleBuying a Car After Bankruptcy
Filing bankruptcy can give you the hope of a fresh start and financial freedom from debt. How soon you will have that freedom and what it will look like will depend on if you are filing a Chapter 7 or...
View ArticleListing Possible Legal Claims on Your Bankruptcy Paperwork
It’s my job to prepare and review all of your bankruptcy paperwork, but in order to ensure accuracy, we’ll both need to communicate clearly with each other. Part of your case includes listing all of...
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